Workers’ or workman’s compensation is a benefit provided to those who fall sick or get injured in a workplace accident or while fulfilling the responsibilities of their job. The compensation is usually made in the form of wage-loss because and medical expenses associated with the injury or illness.
In Arizona, all employers are required to have workers’ compensation insurance or be self-insured. However, there are exceptions. Independent contractors and self-employed individuals are generally not covered under workers’ comp insurance. You can visit the National Council on Compensation Insurance’s website (NCCI) or the Industrial Commission of Arizona website to check your employer’s policy.
There are four basic requirements to be eligible for work comp benefits.
In Arizona, you have to file your workers’ compensation claim within one year of the injury or illness becoming manifest and you had some reason to know of its relationship to your work activities. Arizona law also requires prompt reporting of the injury to the employer. It is a great idea to consult a work comp attorney who understands the workers’ compensation laws and handles workers’ compensation claims.
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