Truck drivers are faced with a higher risk of injury than other types of employees. Accidents on the road are a major cause of injury and death, but other parts of a truck driver’s job can lead to injury. Drivers are often required to lift heavy items, work complex machinery, or come in contact with dangerous materials.
When truck drivers are involved in accidents in Phoenix, CA, they must understand their workers’ rights. Employees injured on the job in Arizona are entitled to workers’ compensation benefits. If you are an employee of a trucking company, you are entitled to compensation for your damages. It’s important to know your rights so that you can get the benefits you deserve. This can be made easier when you work with a workers’ compensation attorney in Phoenix.
Commercial truck drivers can have trouble securing workers’ compensation. If you are considered an independent contractor and not an employee, you may have to gain compensation through other avenues like a personal injury claim. In some cases, truck drivers are classified as independent contractors despite having the requirements and responsibilities of an employee. Even if you are an employee, you can be faced with challenges while attempting to gain the compensation you deserve.
Working with an experienced attorney can protect your employee rights and ensure you get the maximum benefits available to you. At Arizona Injury Law Group, we can help you file your claim, negotiate for fair compensation, and file an appeal if you are unfairly treated or denied.
Trucking accidents can be devastating, and they can lead to serious injury and even death. If you or a loved one was injured while on the job as a truck driver, filing a workers’ compensation claim is essential.
Workers’ compensation covers the benefits governed and enforced by the Industrial Commission of Arizona. It allows employees who are injured or contract an illness while performing their job duties to gain financial compensation for losses of income or medical costs. In Arizona, employers are required to carry workers’ compensation insurance and provide it to their employees.
Workers’ compensation law is there to protect employees and provide them with financial compensation, but it’s also there to protect employers. Workers’ compensation insurance prevents employees from being able to directly sue employers for dangerous working conditions.
Part-time and full-time private, government, and other agency employees are covered by workers’ comp insurance. Those not covered by workers’ compensation include:
The trucking industry is not exempt from workers’ compensation. If a company has one or more employees, they must have workers’ compensation insurance.
Private companies are likely to carry insurance through a private insurance provider. A company can insure themselves if they meet the following requirements:
Self-insured employers have specific taxes to pay in place of insurance premiums. If you are an employee at a self-insured or privately-insured company, you are owed benefits for on-the-job injuries or illnesses.
When you work with a skilled workers’ compensation attorney, they can take care of your claim for you. This makes it faster, less stressful and helps you feel confident everything is filed correctly. You get time to recover while your attorney focuses on meeting necessary legal deadlines and providing you with you your greatest chance at maximum compensation for your medical bills and lost income.
The most common way that truck drivers receive injuries is from transportation and traffic accidents. Truck accidents often result in injuries including:
Truck drivers can suffer injuries during other job duties. Other injuries include:
Arizona employees like truck drivers who are injured on the job are eligible for several types of workers’ compensation. This includes:
If you are a truck driver employed in Arizona, you likely will file your workers’ compensation claim in Arizona, even if the accident took place in another state. There are steps you should take to ensure you receive the benefits you deserve for your injury or illness:
If you can recover from your injuries, you can return to work within a reasonable time frame. It’s important that you get the financial support necessary.
If you are injured on the job, you can receive benefits regardless of who was at fault for the accident. If your injury is not work-related, you can’t pursue workers’ compensation. A work-related injury means the injury was during your working hours and occurred while you were completing a job-related duty.
A workers’ compensation attorney can help you determine if your injury is work-related and how you can receive compensation.
In addition to not covering injuries sustained while not at work, workers’ compensation won’t cover other injuries, such as:
Workers’ compensation insurance means that most employers are not liable for negligence if a workplace is unsafe. While there are exceptions, you usually can’t file personal injury claims against an employer. You could file a third-party claim if someone other than an employer was responsible for your injury or condition. This may include another driver who caused an accident or the manufacturer of a faulty vehicle or machine.
For many employees, it’s less stressful to start working with an attorney at the very beginning of the process of filing a workers’ compensation claim. Often, employees underestimate the benefits they are eligible for. An attorney can ensure all current and future costs for your injury or illness are accounted for.
However, you should definitely contact a Phoenix workers’ comp attorney if:
An attorney can protect your rights.
An attorney can help collect evidence related to your accident or developing condition. This may include doctor’s appointments, accident reports, or video evidence. This can strengthen your claim, and some evidence may only be accessible by an attorney. An attorney can also negotiate with your company’s insurance provider to get you a higher amount of compensation. Workers’ compensation attorneys are aware of the many ways you are eligible for benefits and will likely calculate higher benefits than you expected. Your attorney can also represent you in hearings.
All Arizona employees of private, federal, and other agency employers are eligible for workers’ compensation. This includes truck drivers. Private company employee truck drivers can receive workers’ compensation if they develop an illness or condition or if they are injured in an accident while performing their job duties. If you are a truck driver who is classified as an independent contractor, you are not eligible for workers’ compensation.
In Arizona, your workers’ compensation benefits are based on the severity of your injury, your medical costs, and your average monthly salary prior to being injured. Workers’ compensation covers all reasonable and necessary medical costs related to your injury or illness, and it covers a portion of your average wages until you can return to work.
It’s essential to protect your rights if you are injured on the job. The skilled attorneys at Arizona Injury Law Group have more than two decades of combined experience, and we want to fight for you to get the compensation you deserve as efficiently as possible. Contact our team today to see how we can advocate for your workers’ compensation claim.
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