If you were driving for work and an accident occurred, you need to speak with a Phoenix work-related car accident attorney as soon as possible. Thousands of people working in the Phoenix area are required to drive for work, and there is a possibility of having an accident any time you take your vehicle on the road. However, resolving the aftermath of a work-related car accident is often more challenging than resolving a standard accident.
After a work-related car crash or collision, having the help of an experienced law firm is crucial to ensure you are treated fairly and receive compensation for any losses.
The attorneys at the Arizona Injury Law Group have years of professional experience guiding clients through the workers’ compensation claim process following their work-related injuries, and we know the various challenges you might face in the aftermath of any work-related car accident. When you choose our team to represent you, you will have a responsive legal advocate available throughout all your proceedings.
If you were driving for work when your accident happened, you are likely able to file a workers’ compensation claim through your employer. However, you could also have grounds for a separate additional civil claim against the at-fault driver. You will need an attorney who has substantial personal injury experience to succeed with these additional measures for legal recourse.
Our firm can guide you through the workers’ compensation claim process, resolving any unexpected complications you encounter along the way. When you have grounds for additional recovery through a separate claim against the at-fault driver, we will assist you in maximizing your recovery as much as the law allows. The sooner you reach out to our team, the sooner we can get started on your case.
State law requires most employers to have workers’ compensation insurance, and most workers who suffer injuries on the job are eligible to file workers’ compensation claims to receive benefits necessary for recovery. As long as an injury occurs while you are performing your job duties, you are eligible to file a workers’ compensation claim through your employer.
This process is similar to what you could expect when filing most other types of insurance claims, but you do face the added complication of your employer’s role in the filing process. While most employers in the Phoenix area facilitate their injured workers’ claims for benefits in good faith, some do not. Your Phoenix work-related car accident attorney can help address any such complications you encounter at the outset of your claim process.
Once you submit your workers’ compensation claim to your employer’s insurance carrier, they will review the claim before sending their determination of benefits. They may reach out to you and/or your employer for additional information. If the insurance company unfairly denies your claim or if you encounter other complications in the claim process, your Phoenix work-related car accident attorney can be invaluable for the help they can provide.
Proving fault typically isn’t a major concern in most workers’ compensation claims. It’s possible to have caused your own injury at work and still qualify for workers’ compensation benefits as long as you were not working under the influence of drugs or alcohol or intentionally violated workplace safety rules. However, if you intend to pursue recovery beyond workers’ compensation, proving fault will be essential to this legal recourse.
Car accidents can happen in many ways, including acts of negligence such as distracted driving or speeding, as well as intentional misconduct like intoxicated driving. If you know another driver is responsible for the accident you recently experienced, your attorney can help gather the proof you will need to hold them accountable for the losses that workers’ compensation insurance can’t cover.
A successful workers’ compensation claim will generally yield two types of compensation, including medical expense coverage and income replacement benefits for the time the victim is unable to work and earn income. Generally, an injured worker approved for workers’ compensation benefits will receive full coverage for all medical expenses related to their injury. However, their income replacement benefits are more variable.
If the claimant is unable to work at full capacity during recovery and cannot earn their usual level of income, partial disability benefits may be paid to help make up this difference. If they are unable to work, they will typically receive about 66% of their average weekly income each week until they are able to return to work.
While workers’ compensation benefits can be invaluable after a work-related car accident, they may not fully cover the entire extent of the damages you suffered. If a third party outside of your work caused your accident, you have the right to pursue additional compensation with an auto insurance claim and/or third-party personal injury suit.
Every driver is required to carry auto insurance that includes liability coverage. After receiving your workers’ compensation benefits determination, an experienced Phoenix work-related car accident attorney can help recover damages that workers’ compensation cannot cover through an auto insurance claim. When the at-fault driver does not have insurance or has insufficient coverage to fully compensate for these losses, you must file a personal injury claim.
Success with any personal injury case requires proving fault for the accident as well as proving the full extent of the damages the defendant caused. The state’s personal injury laws allow a plaintiff to claim full compensation for their medical expenses, lost income, lost future earning potential, property damage, and pain and suffering.
Workers’ compensation and auto insurance may cover some of these damages, but a personal injury claim is likely necessary for the victim to recover as fully as state law allows after a work-related car accident. When you choose the Arizona Injury Law Group to help you recover, we will thoroughly investigate every available avenue of legal recourse with the goal of maximizing your recovery as much as the law allows.
A: No, it uses the fault system to resolve car accidents. This means the at-fault driver faces liability for all resulting damages, and all drivers must have car insurance policies that include appropriate liability coverage. When a driver injures another driver in an accident, the injured party has the right to file an auto insurance claim to recover their damages, along with a personal injury claim if insurance doesn’t cover their total damages.
A: As long as driving is one of your primary job responsibilities, any accident that occurs while you are driving at work should qualify as a covered event under your employer’s workers’ compensation policy. However, it is important to remember that workers’ compensation typically does not cover accidents that happen while going to or coming from work.
A: Most car accidents that happen are the result of negligence, meaning the at-fault driver had some duty of care they failed to fulfill. Distracted driving, moving violations, and speeding are common examples of negligence, but it is also possible for an accident to happen from intentional misconduct. Your Arizona work-related car accident attorney can help gather physical evidence, digital evidence, and witness testimony to help you prove fault.
A: In most cases, it is possible for an injured worker to still qualify for workers’ compensation benefits even if they caused their own injury as long as the injury occurred from an honest mistake made while working in good faith. Shared fault could diminish the victim’s recovery from the additional legal recourse they pursue after the accident, such as a third-party personal injury claim against the at-fault driver.
A: The Arizona Injury Law Group takes clients on a contingency fee basis, meaning our client does not pay legal fees unless and until we win their case. With a contingency fee agreement, the client pays their attorney a portion of the total compensation won on their behalf. However, if the attorney is unable to secure compensation for their client, there is no fee. This billing arrangement ensures you have access to the legal counsel you need at no financial risk.
The attorneys at the Arizona Injury Law Group have years of professional experience in workers’ compensation law and personal injury law, ensuring we are fully capable of addressing all the issues likely to result from a work-related car accident. If you need trustworthy legal counsel after any work-related car accident in Phoenix, we are ready to assist you. Contact us today to set up a free case review with a Phoenix work-related car accident attorney.
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