If you have suffered an injury or have developed a medical condition as a result of your activities at work, you are entitled to receive certain benefits, depending on the peculiar circumstances of your case.
Medical Care: This part of your benefits covers all the expenses that you have spent in the course of getting treatment for your injury or condition. The insurance company will likely request for receipts and other evidence of all your expenditure so they can calculate what your entitlements are. As long as you follow the advice of your workers’ compensation attorney, you will not have to spend a dime of your own money getting treatment, and you will be refunded for any amount already spent.
Permanent lost wages: In the unfortunate event that the injury you suffered is permanent, make sure that it is properly assessed and documented. Your lawyer should be able to arrange for an examination by a doctor who will assess and value the damage you have suffered in accordance with the schedule of benefits outlined in The Arizona Workers’ Compensation Act.
Lost Earning Capacity: If your injury reduces your ability to work and earn a living (by making you work less or work in capacity that pays less), you will be sent a Loss of Earning Capacity Questionnaire after you make a comprehensive report of the incident to your employer. How well you fill the form will be a big determinant of the overall success of your claim, so make sure you consult with your attorney before you begin to fill it at all.
Survivor’s Benefits: Where the accident or condition developed by a worker resulted in their death, their spouses will be entitled to monthly benefits for as long as they are unmarried, thus ensuring that they do not have to worry about footing the bills alone. If you have the slightest suspicion that the conditions at work were even remotely connected to your loved one’s passing, relate your case to an experienced attorney and let them do some preliminary investigation.
Arizona law stipulates that the insurance carrier will still have to pay benefits even if the cause of death is uncertain.
Job Retraining: As a general rule, retraining benefits do not usually form part of workers’ compensation packages. In a limited number of situations though, the Special Fund/No Insurance Section of the Industrial Commission is able to fund retraining or vocational rehabilitation. With the help of a knowledgeable attorney, you will be able to determine if you qualify and take the steps necessary to get job retraining benefits.
The process of determining which benefits you are entitled to can be a very complex one, and you will be going against insurance carriers doing their best to make sure you get as little as possible. Get the odds in your favor by hiring an attorney that is qualified and experienced in handling workers’ compensation cases.
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